Credit Repair Fix

Credit score formulas have recently changed affecting the qualification of some borrowers when financing a home purchase or refinancing a mortgage. Here are the main changes:
1. Ratio of Balance to Limit
The ratio of account balance to the amount of credit available appears to have more influence on the credit score formula. The less available credit [...]

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In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy.  Many potential home-buyers felt they must wait at least seven to 10 years after a bankruptcy to be eligible to become homeowners. This is a common misconception for many who believe their chance of home ownership is a long way [...]

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When hard times hit, and you face overwhelming debt, it can be very difficult to keep up with all your bills.  Falling behind on bond payments can have distressing results.  You can very easily lose your property.  There is, however, hope for those who find themselves in this situation.
Falling behind on bond payments, however, [...]

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